Skip to main content

Financial Aid

What is the FAFSA?

Filling out the free application for federal student aid (FAFSA) is the first and most crucial step to getting financial aid from the federal government to help pay for college.

 

During the 2013-2014 academic year, eligible college students missed out on over $2.9 billionin grants simply because they did not fill out the FAFSA.

Federal aid can come in the form of loans, grants, or work study opportunities. Loans must be paid back after you graduate from college, whereas money received through grants or work study does not have to be repaid. Aid is awarded based on financial need, and students who demonstrate the most financial need often qualify for grants in addition to loans.

All college and graduate students are recommended to prepare their FAFSA early on to determine whether they qualify for loans and grants. FAFSA forms become available on January 1 of every year.

As a general rule, federal financial aid is awarded on a first-come-first-serve basis. The earlier you apply for aid, the higher your award package will likely be, depending on your particular need. It’s essential to keep track of FAFSA deadlines and make sure you’re applying for aid as soon as you can. Many financial aid departments at colleges and universities can help you fill out the FAFSA if you’re having trouble.

Additionally, if your parents still claim you as a dependent, they will need to fill out the FAFSA with you when you apply for aid.

This guide covers all you’ll need to know about federal aid and filling out the FAFSA. Read on to learn more about how you can reduce the cost of school with financial aid.


What Types of Financial Aid Can You Get with FAFSA?

Student aid can come from the federal government, from state-based funding pools, from scholarships offered by individual colleges and universities, from scholarship funds established by non-profit and private organizations, and from loans offered by private financial institutions. There is no shortage of available funding for college students, and those who work hard to secure grants and scholarships often graduate with the most manageable student debt.

 

While you should plan on applying for scholarships and state-based funding to increase your chances of receiving financial support, filling out the FAFSA should be your first step in acquiring financial aid. As mentioned, there are three different types of aid you can get through the FAFSA: federal loans, grants, and work study. Below you’ll find more details about each federal award.

TYPES OF FEDERAL GRANTS

Federal grants, which you automatically qualify for when you submit the FAFSA, are need-based rather than merit-based. None of the money awarded to you through these federal grants needs to be repaid. You are eligible to be considered for federal grants each year you are enrolled as an undergraduate student. Graduate students are not eligible for consideration for federal grants. Federal Pell Grants are the most commonly awarded type of grant, however, there are other types of grants you can get from other organizations not affiliated with the federal government. Get in touch with your school’s financial aid office or research opportunities online to learn more about grants from sources beyond the federal government.

Below are the types of federal grants you might be awarded once your FAFSA is submitted and processed.

TYPES OF GRANTS

FEDERAL PELL GRANT

MAXIMUM AWARD AMOUNT $5,920
QUALIFICATIONS CRITERIA
  • College or vocational school acceptance, or enrollment as an undergraduate
  • Financial need as determined by the Federal Student Aid Office

 

FSEOG GRANTS

MAXIMUM AWARD AMOUNT $4,000
QUALIFICATIONS CRITERIA
  • College or vocational school acceptance, or enrollment as an undergraduate at an institution that awards FSEOG Grants
  • Financial need as determined by the Federal Student Aid Office

 

TEACH GRANTS

MAXIMUM AWARD AMOUNT $4,000
QUALIFICATIONS CRITERIA
  • Acceptance or enrollment as an undergraduate with plans to teach in a low-income area after graduation
  • Willingness to sign an agreement that you will teach at a school that meets the program’s criteria

VISIT OFFICIAL WEBPAGE

SERVICE GRANTS

MAXIMUM AWARD AMOUNT $5,815
QUALIFICATIONS CRITERIA
  • Acceptance or enrollment as an undergraduate student at a two-year or four-year institution
  • Must not be eligible for Federal Pell Grant based on financial need
  • Must have a parent who died as the result of service in Iraq or Afghanistan

VISIT OFFICIAL WEBPAGE

TYPES OF FEDERAL STUDENTS LOANS

Private loans from financial institutions like banks should be the last resort for funding your educational expenses. These types of loans can be helpful if you can’t find funding for school elsewhere, but they come with a number of downsides. Here are five of the key benefits of federal loans over private loans:

  1. Deferred payments — You typically don’t have to start paying off federal loans until six months after you graduate from college. Some private lenders require you to start paying off your private loans while you’re still in school.
  2. Lower, fixed interest rates — The interest rates on federal loans are often considerably lower than the interest rates on private loans. Additionally, federal loans have fixed interest rates, while some private loans may have interest rates that can go up or down at the whim of the lender.
  3. Subsidized interest — Many (but not all) federal loans are subsidized, which means the federal government pays off the interest on your loans for you while you’re still in school. Your subsidized loans don’t start accruing interest until after you graduate. Most private loans are unsubsidized, which means they collect interest while you’re still pursuing your degree.IF YOU MUST BORROW MONEY FOR COLLEGE TRY TO GET SUBSIDIZED LOANS.
  4. Tax-deductible interest — The IRS allows you to deduct the interest you pay on federal loans from your taxes. This isn’t the case with private loans.
  5. Loan forgiveness — The federal government offers loan forgiveness programs for college graduates working in the public sector. Private loans are not usually eligible for loan forgiveness of any kind.

There are two different types of federal loan programs: William D. Ford and Perkins. William D. Ford offers Direct Subsidized Loans, Direct Unsubsidized Loans, Direct Plus Loans, and Direct Consolidation Loans. Perkins offers loans through individual colleges and universities for students who demonstrate the most financial need.

TYPES OF LOANS

DIRECT SUBSIDIZED

INTEREST RATE 3.76%
SUBSIDIZED OR UNSUBSIDIZED? Subsidized
MAXIMUM AWARD AMOUNT $5,500 for college freshman, $6,500 for sophomores, and $7,500 for juniors and seniors
CRITERIA TO QUALIFY
  • Half-time or full-time enrollment at a college or university that accepts Direct Loans
  • Financial need as determined by the federal government

 

DIRECT UNSUBSIDIZED

INTEREST RATE 3.76%
SUBSIDIZED OR UNSUBSIDIZED? Unsubsidized
MAXIMUM AWARD AMOUNT Up to $31,000 over the course of a student’s college career
CRITERIA TO QUALIFY
  • Half-time or full-time enrollment at a college or university that accepts Direct Loans
  • Financial need as determined by the federal government

 

PLUS LOANS

INTEREST RATE 6.31%
SUBSIDIZED OR UNSUBSIDIZED? Subsidized
MAXIMUM AWARD AMOUNT Cost of attendance minus any other federal financial aid received per year
CRITERIA TO QUALIFY
  • Half-time or full-time enrollment at a college or university that accepts Direct Loans
  • Demonstrated financial need unmet by other sources of financial aid

 

PERKINS LOAN

FAFSA WORK STUDY JOBS

After your FAFSA has been submitted and processed, you will learn whether you qualify for federal aid in the form of a work study program. Work study provides you with extra income to offset educational expenses, and is awarded based on financial need unmet by other financial aid offerings. Just like any other job, wages you earn from your work study job do not have to be repaid. When you are awarded work study from the federal government, you’re guaranteed job placement at your school — and often in a line of work related to your major. Below are answers to some commonly asked questions about work study and what to expect if you’re accepted into a work study program.

What is work study? Work study is a job position that provides you with compensation to pay for a portion of your educational expenses.

How much money can I earn? You can earn at least the current federal minimum wage, if not more .Are jobs on or off campus?

Jobs are on campus. How many hours can I work?All work study jobs are part-time. The number of hours you can work is determined when your FAFSA is processed, based on your financial need.

HOW MUCH AID I WILL RECEIVE?

Every student receives a different federal aid package based on factors like personal income, family income, tuition costs, and estimated cost of living. It’s difficult to predict the exact award amount you’ll receive, and you often won’t know how much the federal government will offer you until they’ve processed your FAFSA. The FAFSA4caster is a useful tool that provides you with a ballpark estimate of what you might be offered in terms of financial aid.

 

How to Fill Out the FAFSA Application

Filling out the FAFSA is easy and usually only takes around 30 minutes to an hour. You can fill out the FAFSA entirely online. Paper forms are also available, but this method isn’t recommended as it takes longer to process your application when sent through the mail. Below, we’ve outlined the major steps involved with completing your FAFSA.

1. CREATING YOUR FAFSA ACCOUNT AND RECEIVING YOUR FSA ID

The Federal Student Aid (FSA) ID is the login credential you use to create a FAFSA account, fill it out, and sign your FAFSA electronically. The FSA ID recently replaced the FAFSA PIN, which served the same purpose. Below are some instructions for getting an FSA ID:

  • Set up FAFSA login information (a username and password). Enter a few required personal details, including your social security number, mailing address, email address, and telephone number. Choose the language you want to complete the FAFSA in (English or Spanish).Answer five security challenge questions. Click “submit.”Agree to the FAFSA terms and conditions.Verify your email address.

 

 

 

The FAFSA is HERE !!!

. Here are a few tips you can share with your students to help them get ready.

 

Also, to complete and submit the FAFSA online, students and one of their parents/guardians will each need to create a FSA ID (Federal Student Aid ID) at FSAID.ed.gov. This username/password serves as a signature on the FAFSA and student loan applications, and allows them to access other federal aid websites. It’s beneficial for families to create their FSA IDs before starting the FAFSA form at FAFSA.gov to speed up the application process.

 

For more information and FAFSA resources, including educational tools and tutorial videos in English and Spanish, visit StartWithFAFSA.org.

 

Kelli Kelnar

Outreach Services Manager

Oklahoma College Assistance Program (OCAP)

P.O. Box 3000 | Oklahoma City, OK 73101-3000

kkelnar@ocap.org | www.OCAP.org

OCAP/OSRHE

P.O. Box 3000
Oklahoma City, Oklahoma 73101

 

 

 

 

IRS Data Retrieval Tool

 

As you may know, in an effort to streamline and simplify the Free Application for Federal Student Aid (FAFSA) process, the Federal Student Aid office added an enhancement to the FAFSA that allows students and parents to download their income tax data directly from the Internal Revenue Service (IRS) to the FAFSA application. On March 3, 2017, this feature was suspended by the U.S. Department of Education and the IRS due to security concerns that required additional review. 

 

A new solution will encrypt the applicant’s or parent’s information and hide it from view on both the IRS DRT website and the FAFSA web pages, strengthening the privacy and security of the sensitive personal data transferred to the FAFSA from the IRS. With this additional enhancement, the IRS DRT will be reinstated when the 2018-19 FAFSA is released on Oct. 1.

 

Read the full explanation of IRS DRT changes in Federal Student Aid’s electronic announcement.

 

Angela Caddell

Associate Vice Chancellor for Communications

OCAP

P.O. Box 3000

Oklahoma City, OK 73101-3000

acaddell@ocap.org

www.ocap.org

 

OCAP/OSRHE

P.O. Box 3000
Oklahoma City, Oklahoma 73101

 

This email was sent to: ceverett@savanna.k12.ok.us

View Online | Unsubscribe

OKLAHOMA’S PROMISE CHANGES. 

GREAT NEWS FOR FINANCIAL AID---THE FOLLOWING CHANGES HAVE BEEN MADE TO OKLAHOMA’S PROMISE

EFFECTIVE FOR THE 2018-19 SCHOOL YEAR---HOUSE BILL 529 OF THE 2017 LEGISLATIVE SESSION---THE INCOME LIMIT IS NOW BASED ON THE PARENT’S FEDERAL ADJUSTED GROSS INCOME (AGI), RATHER THAN TOTAL TAXABLE AND NONTAXABLE INCOME.  THE ADJUSTED GROSS INCOME HAS BEEN RAISED TO 55,000.00

ALSO UPON GRADUATION FROM HIGH SCHOOL, ELIGIBLE OKPROMISE  STUDENTS WHO CHOOSE TO ATTEND AN OKLAHOMA PUBLIC CAREER TECHNOLOGY CENTER WILL HAVE AN EXPANDED SELECTION OF PROGRAMS .  CAREER TECH PROGRAMS THAT ARE ELIGIBLE FOR FEDERAL FINANCIAL AID ARE NOW ELIGIBLE FOR USE OF THE OKPROMISE SCHOLARSHIP. 

THE OKLAHOMA’S PROMISE SCHOLARSHIP WILL NO LONGER PAY FOR ZERO-CREDIT REMEDIAL COURSES IN COLLEGE. 

BEGINNING IN 2018-19 , THE $100,000 (AGI ) ADJUSTED GROSS INCOME SECOND INCOME LIMIT WILL BE APPLIED TO EVERY OKPROMISE RECIPIENT EACH YEAR IN POSTSECONDARY EDUCATION, RATHER THAN JUST THE FRESHMAN YEAR. 

STUDENTS WILL BE REQUIRED TO FILE THE FAFSA EVERY YEAR AND COULD MOVE IN AND OUT OF SCHOLARSHIP ELIGIBILITY EACH YEAR.  FOR ANY YEAR THAT THE FEDERAL ADJUSTED GROSS INCOME (AGI) OF THE STUDENT’S PARENTS EXCEEDS $100,000.00 , THE STUDENT WILL NOT BE ELIGIBLE FOR THE AWARD YEAR.  THIS CHANGE WILL APPLY TO ALL OKPROMISE COLLEGE STUDENTS IN 2018-19 AND THEREAFTER, REGARDLESS OF WHEN THE STUDENT GRADUATED FROM HIGH SCHOOL.

A CAP WILL BE SET ON THE TOTAL NUMBER OF CREDIT HOURS FOR WHICH THE SCHOLARSHIP WILL PAY IN POSTSECONDARY EDUCATION.  THIS CAP WILL BE DETERMINED BY THE STATE REGENTS THROUGH THE ADMINISTRATIVE PROCEDURES PROCESS DURING 2017-18. 

 

HAVING TROUBLE WITH YOUR FAFSA APPLICATION ?---CONTACT NICOLE KELLEY AT THE EASTERN OKLAHOMA COLLEGE CAMPUS ---SHE IS ALSO AT THE KTC MCALESTER CAMPUS—CALL 918-302-3634    

TRY THIS  WEBSITE----www.finaid.org   Information given for filling out the FAFSA, scholarships, loans, military aid, other types of aid and more. You and your parents need to check it out.

FINANCIAL AID

GRANTS---FEDERAL GRANT PROGRAMS Students complete the Free Form for Federal Student Aid (www.fafsa.ed.gov), as EARLY AS OCTOBER 1 EACH YEAR. This form will determine your eligibility for federal and state financial aid.  Contact Mr. Everett if you need help applying. This application should be completed on line.  Students are encouraged to complete the form early IN OCTOBER.  .  The FAFSA cannot be completed without the Income Tax information (2015 taxes),    THE “OTAG” OKLAHOMA TUITION AID GRANT USED TO HAVE A MARCH 1 DEADLINE BUT THIS YEAR THERE IS NO DEADLINE----THE MONEY WILL BE HANDED OUT ON A “FIRST COME, FIRST SERVE BASIS.  PLEASE DO NOT PUT OFF COMPLETING THE FAFSA.  DO IT NOW. !!!!   All students PLANNING TO ATTEND COLLEGES AND UNIVERSITIES SHOULD APPLY FOR THESE GRANTS.  VISIT--StartWithFAFSA.org  (need help ? go to ucango2.org  for step by step help with the FAFSA---

ALL NATIVE AMERICAN STUDENTS MUST APPLY TO RECEIVE SCHOLARSHIPS FROM THEIR TRIBES.

FEDERAL PELL GRANTS---Grants only awarded to undergraduate students who have not yet earned a bachelor’s or graduate degree.  These grants do not have to be repaid. Some students enrolled in a post-baccalaureate teacher certification program might receive a Pell Grant.

Federal Supplemental Educational Opportunity Grants---grants available for undergraduates only; awarded to students with the Lowest Expected family Contributions (EFC’s) This grant is based upon your family’s financial situation and it is calculated from the information you report on your (FAFSA).

STATE GRANT PROGRAMS

Oklahoma Tuition Aid grant Program---A need- based grant program for Oklahoma residents who attend eligible colleges, universities and career-technology centers in Oklahoma.  Awards grants that do not have to be repaid to full-time or part-time undergraduate students.  Students must complete the Free Application for Federal Student Aid (FAFSA).MUST HAVE COMPLETED THE FAFSA(MONEY WILL BE GIVEN ON A “FIRST COME FIRST SERVE BASIS)—REMEMBER THE FAFSA APPLICATION OPENED ON OCTOBER 1 THIS YEAR.  THE PARENT AND THE STUDENT WILL NEED AN FSAID NUMBER THIS YEAR.  GO TO fsaid.gov to get the fsaid number.  Also both the student and the parent will need a different email address to complete the application.  Remember to put the same address on the application that was used on the 2015 tax forms.  

Oklahoma tuition equalization Grant Program—a need-based grant program that awards grants to Oklahoma residents enrolled as full-time undergraduates at qualified Oklahoma not-for-profit, private/independent institutions of higher education. Students must complete the Free Application for Federal Student Aid (FAFSA) to apply. The best way to apply for the FAFSA is on line because applications are processed quickly, errors are identified right away, and online instructions are provided for each question. Applicants can even “chat” live online with a customer service representative for help. Or you can ask for help by calling (800) 4-FED-AID or visiting www.fafsa.ed.gov  

If you decide to apply on a paper copy, they are available. All of this is FREE.  The first  F in FASFA stands for Free. The FAFSA includes these State and Federal Grants , all in one application.

SCHOLARSHIPS

STATE SCHOLARSHIP PROGRAMS

Academic Scholars Program---Awards scholarships to students with high academic performance who plan to attend an Oklahoma public or private college or university. THIS REQUIRES A 27 COMPOSITE ON THE ACT OR A COMBINED SCORE READING AND MATHMATICS OF 1220 ON THE SAT AND A 3.7 GPA OR BE IN THE TOP 10% OF THEIR GRADUATING CLASS. THE ACT MUST HAVE BEEN TAKEN ON A NATIONAL TEST DATE. 

Oklahoma Higher Learning Access Program (Oklahoma’s Promise)

Awards scholarships to students in families earning $55,000 FEDERAL ADJUSTED INCOME. or less per year who have demonstrated a commitment to academic success in high school.  Students who plan to participate in this scholarship program must enroll in the 8th, 9th, or 10th grade. Also known as OHLAP.  Students may not apply after June of their 10th grade year.

Regional University Baccalaureate Scholarship-Awards scholarships based on academic merit to Oklahoma residents who plan to attend an Oklahoma Regional University.  Ex: Southeastern Oklahoma State University, Durant ok, East Central University, Ada ok---Northeastern Oklahoma State University, Tahlequah Ok.

 (DO NOT APPLY FOR LOANS UNTIL GETTING ALL THE SCHOLARSHIP AND GRANT MONEY YOU CAN GET)  

Future Teachers Scholarship Program- the Future Teachers Scholarship Program was established by the State Regents as an incentive to encourage the preparation of teachers in critical shortage areas in the public schools of Oklahoma. Check with the Regents for current critical teacher shortage areas.

GEORGE AND DONNA NIGH PUBLIC SERVICE SCHOLARSHIP- Awards scholarships to outstanding students who are preparing for careers in public service.

Heroes Promise scholarship Program—The scholarship is available to children of any person killed after Jan. 1, 2000, in the line of duty in any branch of the U.S. armed forces or who died after Jan. 1, 2000 as a result of an injury sustained while in the line of duty in any branch of the U.S. armed forces.

Independent Living Act (Foster Care Tuition Waiver)-awards tuition waivers to eligible individuals who have been or are in the Oklahoma Department of Human Services foster care program.

National Guard Tuition Waiver- awards scholarships to National Guard members and enlistees who want to earn a bachelor’s degree at an Oklahoma Public College or University.

Scholars for Excellence in Child Care- ensures that eligible child care professionals in the state of Oklahoma have an opportunity to attend a two-year college to further their education while earning a Child Development Associate (CDA ) Credential, Certificate of Mastery, and/ or an associate degree in child development or early childhood education.

SREB Academic Common Market- an arrangement among Southern states allowing students to pay in-state tuition rates at a non-Oklahoma college or university while studying in select programs not available at Oklahoma public institutions.

Teacher Shortage Employment Incentive Programs (TSEIP )- TSEIP is a legislative program that reimburses eligible student loan expenses or pays an equivalent cash benefit to individuals who graduate from an Oklahoma accredited teacher education program, receive teaching certification in Math or Science and agree to teach in an Oklahoma Secondary school for at least five consecutive years.

LOANS

Loans should only be considered after all scholarships have been received.

FEDERAL LOAN PROGRAMS

DIRECT FEDERAL LOANS- These loans, sometimes previously called Stafford Loans, are available to both undergraduate and graduate students.  These loans must be repaid and can be subsidized or unsubsidized.  A subsidized loan is awarded on the basis of financial need.  You will not be charged any interest while you are attending school at least half-time or during authorized periods of deferment.  The federal government “subsidizes” the interest during these periods.  An unsubsidized loan is not awarded on the basis of need.  You’ll be charged interest from the time the loan is disbursed until it is paid in full.  In other words, your interest can grow while you’re in school.

PERKINS LOANS—Low-interest loans that must be repaid; available for both undergraduate and graduate students.

DIRECT PLUS LOANS-Low- interest loans that are not based on financial need.  Borrowers are responsible for all interest that accrues.  Loans are made to parents. Graduate loan program also available.

GRADUATE/PROFESSIONAL PLUS LOANS-Low-interest loans meant to help cover college expenses for graduate and professional degree students.  You do not have to prove financial need, but the loans are unsubsidized—this means that interest accumulates while you are attending graduate school.  You need a positive credit history to qualify.

DIRECT CONSOLIDATION LOAN—offers borrowers with multiple federal loans and high balances the opportunity to consolidate (combine) those loans into a single federal loan with one, usually lower, rate of interest.  Consolidated loans typically involve repayment over a longer period, which reduces the monthly payment to a manageable amount.  The extended repayment period sometimes also leads to a higher total amount to repay over the term of the loan, due to accruing interest.

FEDERAL WORK-STUDY PROGRAM

Work-study provides students with employment opportunities both on and off campus.  Participation in a Federal Work-Study program is typically based on the student’s financial need, and the wages students earn are subsidized by the federal government.  In addition to Federal Work-Study other employment opportunities for students also exist on college campuses. Not all schools participate in all federal student aid programs.  Check with your chosen school’s financial aid office to determine what federal programs the school accepts.

NOTE:  Pursuing financial aid could be one of the best decisions you make for your college experience.  Be sure to contact the financial aid office at the school you’re planning to attend to discuss other options available to you and your family.  The will also be able to provide deadline information and how / when aid award is given, procedures, and more.

TIPS FOR APPLYING FOR FINANCIAL AID

  1. RESEARCH, RESEARCH, RESEARCH—Like you would research an essay or thesis paper, be sure to research your options for financial aid.  Each of the thousands of scholarships and grants that are available to you each has its own requirements and rewards.  Check out www.Scholarship.com for a good list of scholarships that you may qualify for. Once you’ve found the scholarships , pay close attention to the requirements and what you can use those funds for.  Because you don’t have to repay scholarships or grants, these funding options can be highly competitive.  Find one that fits your qualifications closely and be sure to follow directions when applying.  One mistake can cost you those funds.
  2. FILL OUT FREE APPLICATION FOR STUDENT AID (FAFSA ) FORM- The Free Application for Student Aid (FAFSA ) allows students to request federal financial aid, which also makes you eligible for other federal programs like the Pell Grant.  The program is contingent on financial need, but many other scholarships require candidates to fill out the FAFSA first anyway. THE FAFSA APPLICATON OPENS ON OCTOBER 1 OF EACH YEAR NOW AND MONEY WILL BE HANDED OUT ON A FIRST COME FIRST SERVE BASIS)

Like most federal forms, the FAFSA can be confusing.  You’ll need tax information and more, but it’s worth it. (SEE IRS.GOV)  Oklahoma also has a free college tuition program that can be found at www.okhighered.org/okpromise. STUDENTS MUST APPLY FOR OKLAHOMA'S PROMISE IN THE 8TH, 9TH, 10TH GRADE YEAR---JUNIORS CANNOT APPLY FOR OKLAHOMA'S PROMISE. 

This program begins for eighth-, ninth-, and 10th grade students to help pay for their college education if their parents’ income from taxed and untaxed sources is $50,000 or less at the time the student applies for the program.

See Mr. Everett for more information and an application.

  1. APPLY RIGHT- SUBMIT ONLY THOSE APPLICATIONS TO PROGRAMS FOR WHICH YOU ARE QUALIFIED.FILL OUT ALL OF THE APPLICATION AS COMPLETELY AS POSSIBLE AND DOUBLE-CHECK FOR ERRORS. ALL YOUR MATERIAL SHOULD BE ORGANIZED AND NEAT, AND IF YOU HAVE TO WRITE AN ESSAY, BE SURE TO TYPE IT OUT. MAKE THE DEADLINES A PRIORITY AND DON’T SEND A BUNCH OF MATERIALS THAT AREN’T REQUESTED.

4.  APPLY EARLY- Don’t wait until you make your college applications to apply for aid, because you’ll be last in lineApply for financial aid as early as possible, usually the fall before the spring that you graduate.  Many financial aid deadlines hit in late January or February.  Make certain that you meet the deadlines for the college or university scholarships.  Most schools will not consider your application if you miss the deadlines. 

5.  FOLLOW THROUGH- Once you’ve submitted your applications, keep an eye out for confirmations or request for more information that may arrive in the mail.  Send any additional information that’s requested immediately.  Contact the financial aid office to confirm that they received your application.  Time is money, so don’t hesitate or you’ll miss important deadlines.  Be sure you have enough information and time to fill out all applications thoroughly and without errors.

OKLAHOMA COLLEGE SAVINGS PLAN

This savings plan is administered by the Oklahoma state treasurer, the OCSP gives you a way to start saving today to prepare for a child’s tomorrow. This plan includes Tax Advantages.  Contributions and any earnings used to pay for qualified higher education expenses are federal and Oklahoma income tax free. call 877-654-7284 or visit www.ok4saving.org

The amount you contribute to OCSP can be deducted from your Oklahoma taxable income up to a maximum of $10,000 per year ($20,000 for couples filing jointly). 

There are also Federal estate and gift tax benefits---Contributions to OCSP may reduce the taxable value of your estate.  Contributions to OCSP, together with all other gifts from the account owner to the beneficiary, may qualify for an annual federal gift tax exclusion of $140,000 for joint filers, as having been made over a periods of up to five years for federal gift tax exclusion. For more information, visit www.ok4saving.org

STUDENTS WHO SCORE WELL ON THE ACT WILL BE OFFERED LARGER SCHOLARSHIPS FROM

COLLEGES/UNIVERSITES.  THE ACT COMPANY HAS PRODUCED POSTERS(“COLLEGE READINESS STANDARDS”) THAT CLEARLY STATE WHAT A STUDENT MUST KNOW IN ORDER TO SCORE AT EACH LEVEL.  THESE POSTERS ARE IN SOME ENGLISH CLASSROOMS AND IN THE HALL FOR ALL STUDENTS TO VIEW. THESE WILL BE POSTED THE WEEK OF SEPTEMBER 12 IN THE ENGLISH CLASSROOMS AND IN THE HALL . 

BE SURE TO CHECK THE COUNSELOR BULLETIN BOARD FOR EVENTS AT COLLEGES ETC….

APPLYING TO COLLEGES AND APPLYING FOR SCHOLARSHIPS:

STUDENTS ARE REMINDED TO APPLY TO THE COLLEGE/UNIVERSITY OF THEIR CHOICE BEFORE THE DEADLINES . THESE DEADLINES ARE AS EARLY AS FEB. 1 FOR "LEADERSHIP AND HONORS" SCHOLARSHIPS. Honors probrams applications may be as early as January 31 or before. 

STUDENTS WHO APPLY AFTER THE DEADLINES WILL NOT BE CONSIDERED FOR SCHOLARSHIPS ..

LOCAL SCHOLARSHIPS WILL BE ANNOUNCED IN THE SPRING.  DO NOT FAIL TO APPLY . 

STUDENTS SHOULD WORK HARD WITH THEIR PARENTS BY APPLYING FOR MANY SCHOLARSHIPS, THEREFORE, LIGHTENING THE BURDEN FOR THEIR FAMILIES AND INSURE THE POSSIBILITY OF ATTENDING THE COLLEGE OF THEIR CHOICE.

MR. EVERETT WILL POST SCHOLARSHIPS UNDER THIS HEADING "SCHOLARSHIPS". BE CERTAIN

TO CHECK THESE SCHOLARSHIP POSTINGS OFTEN.

HIGH ACHIEVING STUDENTS SHOULD APPLY FOR THE "LEADERSHIP AND HONORS" SCHOLARSHIPS.  THE DEADLINES FOR THESE TOP SCHOLARSHIPS ARE USUALLY EARLY IN FEB.  EX: NORTHEASTERN OKLAHOMA STATE"S DEADLINE IS FEB 1. SOUTHEASTERN OKLAHOMA STATE , DURANT IS JANURARY 31.

STUDENTS WHO APPLY EARLY BUT DO NOT SATISFY ADMINISTRATION REQUIREMENTS WILL NEED TO SUBMIT A 7 SEMESTER (THROUGH 1ST SEMESTER OF THE SENIOR YEAR) TRANSCRIPT BEFORE FINANCIAL AID CAN BE AWARDED. 

COLLEGES ARE ALREADY ACCEPTING APPLICATIONS BASED UPON THE JUNIOR YEAR TRANSCRIPT.  APPLYING EARLY HAS MANY ADVANTAGES. 

SENIORS:(START WRITING DOWN AND RESEARCHING "ALL " YOUR ACCOMPLISHEMTS(ALL 4 YEARS OF H.S.

SOME SUGGESTIONS:

STUDENTS MAY ADD "NATIONAL HONOR SOCIETY"(3.7 GPA) TO THEIR ACCOMPLISHMENTS---BE SURE TO LIST THAT HONOR BACK TO THE SOPHOMORE YEAR--(FRESHMAN CANNOT BE MEMBERS OF THE NATIONAL HONOR SOCIETY ). The National Honor Society begins in the 10th grade—don’t forget to put all three years if you qualified. 

STUDENTS MAY ALSO ADD "OKLAHOMA HONOR SOCIETY" (TOP 10%) OF THE ENTIRE STUDENT BODY) TO THEIR ACCOMPLISHMENTS. FRESHMAN CAN BE MEMBERS OF THE OKLAHOMA'S HONOR SOCIETY. OKLAHOMA’S HONOR SOCIETY STUDENTS AT OUR SCHOOL USUALLY HAVE ALL A’S.  A 4.0 GPA

INCLUDE SUPERINTENDANT'S AND PRINICPAL'S HONOR ROLLS FOR ALL FOUR YEARS OF H.S.

INCLUDE ALL LEADERSHIP POSITIONS HELD FOR ALL FOUR YEARS OF HIGH SCHOOL. 

SCHOLARSHIP COMMITTEES LOOK FOR STUDENT'S WHO HAVE SHOWN LEADERSHIP BY DEVELOPING A WORTHY SCHOOL OR COMMUNITY PROJECT. DO A PROJECT THAT IS “GREATER THAN ANY ONE ELSE HAS DONE BEFORE ”   THE STUDENT SHOULD PLAN, ORGANIZE, AND IMPLEMENT THE ENTIRE PROJECT.  THEN DESCRIBE "IN DETAIL" EVERY ASPECT OF "THEIR ROLE" IN THE IMPLEMENTATION OF THE PROJECT.  DO NOT JUST SAY " I HELPED WITH THE CHRISTMAS PROGRAM FOR NEEDY CHILDREN". I WAS INVOLVED IN THE "THANKSGIVING CAN FOOD DRIVE" --"DETAIL" "DETAIL"  EVERY ASPECT OF THE PLANNING AND IMPLEMENTATION. TELL ABOUT HOW YOU PLANNED AND ORGANIZED THE PROJECT/S. 

INCLUDE HOW THE CHILDREN WERE SELECTED, THE CRITERIA FOR SELECTION,  HOW MONEY WAS COLLECTED, TIMES-DATES- DETAILS WHAT HAPPENS THROUGHOUT THE PROGRAM.  DO THE CHILDREN DECORATE A TREE(HOW WERE THE DECORATIONS COLLECTED ) ? DOES SANTA COME-WHO WILL  BE SANTA( HOW WILL HE BE  SELECTED? ) WILL HE HAVE ELEVES AS HELPERS--WHO WILL THEY BE ?--HOW AND WHO WILL WRAP THE GIFTS--HOW MANY GIFTS PER STUDENT. WILL STUDENTS/PARENTS PICK A GIRL OR BOY---SHOULD FAMILY NEEDS BE CONSIDERED (CLOTHING/SCHOOL SUPPLIES) AGE OF STUDENTS/ SHOE SIZES, PANTS,  ETC...WILL THERE BE A COMMITTEE IN CHARGE OF DIFFERENT ASPECTS OF THE PROGRAM ? WILL THE CHILDREN SING CHRISMAS SONGS--WHO WILL LEAD THE SONGS?  ETC...."DETAIL" "DETAIL" SHOULD EVERY STUDENT GET AT LEAST ONE "TOY" PRESENT. HOW DID THE PROGRAM GO--DID ALL OF THE CHILDREN COME? IS THERE A COMMITTEE TO DELIVER THE GIFTS TO THOSE CHILDREN WHO COULD NOT COME--(ILL--ETC..)? CHAD CARGIL TOLD OUR STUDENTS TO DO THE FOLLOWING WHEN DESCRIBING PROJECTS: 

1. ALWAYS START WITH A WORD ENDING IN “ED” 2.  INCLUDE NUMBERS/FACTS  3. DO THE PROJECT IN TEAMS 4. INCLUDE MONEY---HOW MUCH WAS RAISED, SPENT, ETC… 5.  LEAD THE READER ON .(THE PERSON READING THE SCHOLARSHIP APPLICATION) EXPLAIN WHAT THE PURPOSE OF THE PROJECT WAS---WHAT DID YOU RAISE THE MONEY FOR ? ETC..  ALSO:  1. SHOW ORGANIZATION 2. INCLUDE A TITLE FOR THE PROJECT 3. DETAIL THE ROLES AND RESPONISBILITIES OF THE PEOPLE INVOLVED IN THE PROJECT---SUCH AS TEAMS OF 3 RAISING $300.00 TO FEED 5 FAMILIES AT THANKSGIVING OR CHRISTMAS.   WHAT WAS YOU LEADERSHIP RESPONSIBILITES ETC… HOW DID YOU MAKE THIS PROJECT SUCCESSFUL ?: ETC…..

 

MORE THAN ONE PROJECT SHOWING LEADERSHIP LOOKS EVEN BETTER.  

REPRESENTATIVES WHO WORK WITH SCHOLARSHIPS IN THE COLLEGES I HAVE VISITED HAVE ALL TALKED ABOUT THE IMPORTANCE OF SCHOOL AND COMMUNITY PROJECTS  FOR SCHOLARSHIP COMPETITION.  

Student Information Hotline---Provides information on financial aid, admission requirements, placement scores and more.  Call 800-858-1840 or 225-9239 in Oklahoma city or email studentinfor@osrhe.edu

 

 

 

High School Calendar

Today's Events